Personal Finance #3–Financial Services & Bank Reconciliation
Learn about financial services, financial institutions, and how to create a personal bank reconciliation from a CPA
3010 Tax Planning in Money Management Overview
3015 Tax Record Keeping System
3020 Marginal Tax, Average Tax, Deductions, & Credits
3030 Tax Payments, Deadlines, & Penalties
3035 Filing Status
3040 Tax Preparation Options
3045 Tax Exempt & Tax Deferred Investments
4010 Financial Institutions Deposit Institutions
4020 Financial Institutions Non-Deposit Institutions
4022 Non-Bank Financial Service Providers
4025 Other Financial Service Providers
4030 Types of Financial Services
4035 Savings Services
4040 Credit Services
4045 Investment Services
4050 Other Financial Services
4055 Common Money Managing Mistakes
4060 Financing Personal Expenses
4065 Consumer Interest Rates & Prices
4070 How to Select a Financial Institution
4075 Selecting a Savings Plan
4085 Digital Payments
4090 Should I Use Debit Card or Credit Card For Daily Purchases
4095 Checking Account Selection Factors
4097 Individual Checking Account vs Joint Checking Account
4100 Reconciling Checking Account Methods
50 Bank Reconciliation-Accounting
OneNote
4110 Fees Long Term Costs
4120 High Short Term Loan Rates Annualized
4130 Savings Scenarios
4150 Investment Earnings & After-Tax Yield
4180 CD Penalty Calculation
4200 Overdraft Protection Costs Calculation
4420 Bank Reconciliation
4110 Fees Long Term Costs
4120 High Short Term Loan Rates Annualized
4130 Savings Scenarios
4150 Investment Earnings & After-Tax Yield
4180 CD Penalty Calculation
4200 Overdraft Protection Costs Calculation
4420 Bank Reconciliation
9.10 Bank Reconciliation January
9.12 Bank Reconciliation Adjusting Entries January
9.15 Bank Reconciliation February
9.20 Bank Reconciliation Feb. Adjusting Entries
This course will focus on the importance of performing the bank reconciliation process and how to complete a bank reconciliation.
We will include many example problems, both in the format of presentations and Excel worksheet problems. The Excel worksheet presentations will include a downloadable Excel workbook with at least two tabs, one with the answer, the second with a preformatted worksheet that can be completed in a step-by-step process along with the instructional videos.
Cash management is a critical component to financial planning and taxes are a material part of cash management.
Learners will understand basic money management strategies and tax planning strategies. We will discuss the difference between a marginal tax rate and an average tax rate and how to use the appropriate tax rate when making financial plans
The course will also cover the differences between a tax deduction and a tax credit, an important distinction when doing tax planning.
Learners will know the different tax preparation options and understand which options may be best under different financial circumstances.
We will also be able to list and explain different financial services and the financial institutions that provide them, allowing us to make good decisions about which financial services to use and which financial institutions to work with.
The course will discuss the importance of reconciling the bank account, the bank reconciliation process being a big internal control over cash.
The purpose of the bank reconciliation is not just to make sure our ending cash balance is correct, but also to check that we have recorded the activity correctly.
Cash is the lifeblood of a business and of our financial activities. When thinking in terms of the double entry accounting system, cash will impact every financial cycle, meaning it will impact our revenue generation, our purchases, and our expenses, whether personal our business.
Therefore, the surer we are about the correctness of our cash transactions the surer we are about the correctness of our revenue, purchases, and expenses.
The bank reconciliation process will match our bookkeeping related to cash to the banks bookkeeping related to cash, giving us an external verification that the activity recorded is correct.