Personal Finance #8-Insurance-Medical & Disability
Learn how to plan your personal finances from a certified public accountant (CPA)
9020 Health Insurance Overview
9040 Group Health Insurance
9060 Health Insurance Requirements
9080 Affordable Care Act (ACA)
9090 Private Health Insurance
9092 Private Health Insurance Part 2
9100 Health Maintenance Organization
9110 Preferred Provider Organization (PPO)
9120 Point-of-Service (POS) Plan
9130 How High-Deductible Health Plans Work
9140 Coinsurance and Copays
9150 Co-pay and Deductible
9160 Preexisting Condition
9170 Health Insurance Cost
9180 What is Not Covered by Health Insurance
9200 Insurance Companies
9210 Consolidated Omnibus Budget Reconciliation Act (COBRA)
9220 Dental Insurance Overview
9230 Decision to Buy Dental Insurance
9240 Dental Insurance Shopping
9260 Dental Insurance and Obamacare
9265 Dental Insurance and Crowns
9270 Dental Insurance and Dentures
9280 Dental Insurance and Teeth Whitening
9290 Dental Insurance and Taxes
9300 Dental Insurance AND Flexible Spending Account (FSA)
9320 Vision Care Insurance
9330 Decision to Purchase Vision Insurance
9340 Vision Insurance Companies
9350 Eldercare Strategies
9360 Long-Term Care (LTC) Insurance Overview
9370 Alternatives to Long-Term Care (LTC) Insurance
9380 Medicaid vs. Long-Term Care Insurance
9390 Medicaid and Nursing Homes
9400 Asset Protection Trust for Seniors
9410 Retirement Communities Overview
9420 Retirement Community Costs
9440 Skilled Nursing Facility
9450 Flexible Spending Account (FSA)
9460 Health Savings Account (HSA)
9470 Health Reimbursement Arrangement (HRA)
9480 Voluntary Employees’ Beneficiary Association Plan (VEBA)
9490 Archer MSA
9500 Medicare Overview
9510 Medicare Eligibility Age
9520 Medicare Part A
9530 Medicare Part B Premium
9540 Medicare Star-Rating System
9550 Medicare Part D Providers
9560 Medigap Overview
9570 Medigap – Who is if For
9580 Medicare Supplement Insurance Companies
9590 Medicare Advantage
9600 Medicare Advantage vs. Medigap
9610 Medicare Advantage Plans
9620 Disability Income (DI) Insurance
9630 Disability Insurance Companies
9640 Workers' Compensation Overview (1)
9650 Workers’ Compensation Insurance Companies
9660 Social Security Disability Insurance (SSDI)
9010 Insurance Payments for Medical Claims Calculation
9020 Health Insurance Payment Comparison
9030 Health Insurance Out of Pocket Max or Stop Loss Cap
9040 9040 Disability Insurance Payment Calculation
9050 PPO Payout Calculation
9090 Projected Hearth Care Costs
9010 Insurance Payments for Medical Claims Calculation
9020 Health Insurance Payment Comparison
9030 Health Insurance Out of Pocket Max or Stop Loss Cap
9040 Disability Insurance Payment Calculation
9090 Projected Health Care Costs
This course will cover personal finance decisions related to medical and disability insurance.
We will describe health insurance and compare it to other kinds of insurance, noting areas where health insurance can be more complex.
Learners will understand what group health insurance is and its benefits. We will discuss the Affordable Care Act (ACA) and the legislation's impact on health insurance.
The course will cover private health insurance, health maintenance organizations, preferred provider organizations (PPOs), and point-of-service (POS) plans.
We will also define high deductible health plans and discuss when they may be appropriate.
The course will break down the concepts of coinsurance, copays, deductibles, preexisting conditions, and health insurance costs.
We will consider options for purchasing health care, discuss different insurance companies, and consider the Consolidated Omnibus Budget Reconciliation Act (COBRA).
Learners will also understand dental and vision insurance and how they relate to an overall health insurance risk mitigation and health maintenance strategy.
The course will define long-term care (LTC) and consider its use in an overall health care strategy.
We will discuss Medicare and Medicaid and how these government programs fit into the health insurance landscape as we age.
Learners will also understand how disability insurance works and how to use it as part of an overall personal risk medication strategy.
We will also have practice problems, including downloadable Excel Workbooks, which users may also open using Google Sheets.
The Excel Workbooks will generally have at least two tabs. One tab will have the answer key so learners can deconstruct the problem. The second tab is where we work the practice problem step-by-step along with the instructional videos.